FAQ

Pata Hao is a real estate tool that is making work easier. Pata Hao is here to make work easy either for
those seeking for property or property owners seeking renters or buyers. Pata Hao is also a job provider
for those interested in doing honest real estate work.

Pata hao has full web presecence. Pata Hao application is universally accessible to anyone with an
internet connection. Pata Hao website www.pata-hao.co.ke. Pata Hao on Google play and App store.

Have you filled all the information required. Also check if you have turned on data and location .

Yes on the website, but No for mobile phones you can only load one image at a time.

Unfortunately the only way to delete a property is to disable it on the detail section of the particular property. The reload a new property and submit.

Yes , go to the detail page of the particular property and find the share function and share property.

Turn on device location. Double on location pin to zoom in and single click to place pin on desired location.

Yes as long as the device has Pata Hao and no one loged in.

If your data is not secure, it is not private. That is why we make sure that Pata Hao services like Search, Maps, and Personal information are protected by one of the world’s most advanced security infrastructures.

Encryption brings a higher level of security and privacy to our services. When you do things like send an email, share a property visit our website, or store your photos, the data you create moves between your device, Google services, and our data centers. We protect this data with multiple layers of security, including leading encryption technology like HTTPS and Transport Layer Security.
We never give “backdoor” access to your data or our servers that store your data, period. That means no government or otherwise, has direct access to our users’ information.

Finding a house of your desire takes very little effort, but its hard work for a first timer. Budget look at what you can afford 3 months without struggle. If you don’t have enough cash in hand to cover 3 months, then you are setting up yourself for a struggle.

Finding a house is not hard, challenge is always information so the local agent enjoys the fact that most people have very little knowledge about housing. Get knowledge means always be on the look for good housing even when you are not in the market so that you can have sufficient knowledge when house hunting time comes.

A Bill for an Act of Parliament to simplify, modernize and consolidate the laws relating to renting of business and residential premises; to establish a framework for the regulation of landlords and tenants so as to promote stability in the rental sector; protect tenants from unlawful rent increases and unlawful evictions; to balance the responsibilities of landlords and tenants and to provide for the adjudication of disputes and other purposes incidental thereto.

A debt-to-income ratio is important to your lender. To figure out where you stand on the ratio, you must first understand the meaning of the figure. Lenders use various ratios, but the most common is 28/36. The first number, (also known as the front-end-ratio) is the percentage of your gross monthly income that you could comfortably afford to spend on your housing payment. This figure includes escrow for taxes and insurance. The second number, (also known as the back-end-ratio) is the percentage of your gross monthly income that should be spent on all long-term monthly debts combined.

An acre of land is an area of land equal to 43,560 square feet. It is often compared to the size of a football field (without the end zones). One square mile is equal to 640 acres, called a “section”.

Square footage includes finished, also known as “livable space”. Garages, unfinished basements and attics, for example, are not included when calculating a home’s square footage. Hallways and closets are included when determining a home’s square footage, however.

Also known as “hazard insurance”, homeowners insurance covers losses caused by fire, hailstorms, or other casualty on the property. Lenders usually require the buyer to have insurance in an amount equal to or greater than the loan amount. Flood insurance is required by the lender if the property is in a flood hazard area/flood plain. Condominiums and townhomes are somewhat different, as certain items may be covered by the homeowner’s association fees.

Typically, a real estate agent is paid on commission based on a home’s sale price. (In certain cases, their commission is a flat fee.) When a commission is based on a percentage, the agents get 3%— split between the buyer’s agent and the seller’s agent—and always paid by the seller. If you’re using the same agent to trade up or downsize, they’ll receive the 1.5% commission twice, but on differing values.
Real estate agents work for brokers, and agents and brokers are both licensed by the state in which they work. The broker acts as an umbrella company and the agent is essentially a salesperson working for that company. Although a real estate agent can’t work independently from a broker and can’t be paid directly by a buyer or seller, a broker doesn’t need to work with an agent. However, a broker is the one who receives the agent’s commission and splits it between all agents involved in the transaction.

1. GET APPRAISED
When you're looking to buy a house, start by going to a bank to get an appraisal. This will tell you what you can afford. They will look at your earnings and advise you on how much mortgage you can get. Even if you are using your savings, the appraisal will give you a proper idea on where to invest.
2. LOCATION, LOCATION!
Most of us want to live in the upmarket, yet that is not where we can afford and that is not where we should start. Sometimes we need to lower our expectations and go where we can afford. Go on a shopping spree as many times as you need to. Understand the terrain and look at what is available. Do not just pick the first house you find. The next house could be slightly better.

3. DOES THE PROPERTY SERVE YOU WELL?
Perhaps you are a mother or you work late. Consider what transportation you require from work to your home. Do they have nurseries and schools around there for the children? Do they have shops that you can buy my basics from nearby? Do they have a market I can go to? Is there a mini-mall in the neighbourhood so that you do not need to shop in town? Are there hospitals? Look at the big picture before committing.

4. READ THE FINE PRINT
Before you sign on the dotted line, understand the payment modality and involve a lawyer. Get the documentation that you require and really study it. You need documents from the mortgage company, legal documents, sale agreement, lease agreement etc. Understand them and consult legal guidance if need be to understand what you are buying. I meet many people who tell me "I am buying this house" and when I ask them how much it is, they are quick to tell me the cost but when I ask about the payment plans, they have no idea.

5. DO NOT GET CAUGHT UP IN THE CON GAME
Home ownership has become a fashion statement. Because of this, there are many dishonest people selling ghost houses to gullible home buyers. People do not understand what one requires, so someone can come up with a story and many will believe it. Buying property should not be rushed; sometimes you are just not ready and sometimes it is not the right property.
You must visit the site before you commit to buying the property. Whether you are buying it off-plan or buying a house that is under construction, or a ready one, you need to see it. This is before you make any payment. If someone is asking you to pay an amount to go and see a house, that should be the number one red flag. You can even go to the site without the seller, because if the seller is dishonest, you may just uncover some lies on site.


6. DO YOUR HOMEWORK
Due diligence is  getting your documents looked at by professionals. You must get a lawyer to do a search, to ensure that the property is free from any encumbrances. That means it was not built on a road reserve, it is not grabbed, and the owners have paid any dues charged – you can trace the title deed back to the very first owner.

7. ALSO READ: How to pick your kitchen hardware


8. CHECK OUT THE DEVELOPER
Check out your seller. If it is a developer, have they done any existing developments? If they have not, do they have all the approvals required?
After double-checking that the developer has all the approvals required, check the sewer details. Who is handling it? Where is my water coming from? After that, understand the financial model the developer is using. Is he building with your money? Because if he is building a whole estate with your money, that project will stall along the way. Is he somebody with means? Is he getting a bank to finance the project? Where is he getting his money from? If you feel like, for example some windows are too small; get an architect who will tell you if that ventilation will work.

9. GET A VALUER
You will need to get a valuer to value the property. If you are taking a mortgage, the bank's valuer will also double-check that property. If you are not sure about the pricing, let a valuer come and double-value it for you. If it is land, you should get documents supporting where the beacons are held. When buying off-plan, take caution because the documents for that are different. Understand the documentation. The payment models are different too so it is important to understand the payment model.

10. GET A GREAT AGENT
A good agent is who you need when making a sizable investment. If anything, a good agent will often come highly recommended by previous investors. Still, you need to go to reputable agencies. Agents are now registered at the Ministry of Lands. Check if the agent has an office. Understand the agent. Double check the agent.